New York will lead the Nation in Medicare For All. The New York Health Act will provide comprehensive, universal health coverage for every New Yorker. You and your health care providers work to keep you healthy, insurance companies will never again contradict your doctor.

98%

With New York Health, 98% of all New Yorkers will save money compared to a health insurance policy through their employer or the Health Insurance Marketplace.

How Much Could You Save With New York Health?

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You could save per year on your share of health care costs with the New York Health plan.¹

And that is only the beginning of your savings. With New York Health you'll never have to pay another Co-Pay, Deductible, or Premium again.

1. projections are based on Professor Gerald Friedman's "Economic Analysis of the New York Health Act" [PDF]

You might spend more per year on your share of health care costs with the New York Health plan.¹

You're part of the 2% who will pay more, but isn't that a small price to pay to guarantee health care to every New Yorker?

Fortunately, With New York Health you could still save more money, because you'll never have to pay another Co-Pay, Deductible, or Premium again.

1. projections are based on Professor Gerald Friedman's "Economic Analysis of the New York Health Act" [PDF]

It doesn't matter if you have a toothache, a broken arm, or need glasses.

Dental, Vision, Prescriptions, Mental Health, and of course, Preventative Care are always covered with New York Health

With New York Health, you'll pay

$0

Co-Pay

$0

Deductible

$0

Premium

Current projected spending (ACA), 2019 $287,444,000,000
Health care provider billing operations savings - $20,663,000,000
Negotiated pricing savings of drugs and devices - $16,311,000,000
Administration costs of third-party payer system - $28,560,000,000
Reduced fraud - $5,398,000,000
Total Savings $70,932,000,000
Expanding Health Coverage to the Uninsured + $4,024,000,000
Increased utilization + $11,158,000,000
Medicare and Medicaid rate increase to current Health Costs + $10,841,000,000
Unemployment and Job Training for displaced billing and insurance workers + $290,000,000
Net Savings of NY Health Act per year $44,619,000,000

analysis from Professor Gerald Friedman's "Economic Analysis of the New York Health Act" [PDF]

What is New York Health?

The New York Health Act would provide comprehensive, universal health coverage for every New Yorker and would replace private insurance company coverage. You and your health care providers work to keep you healthy. New York Health pays the bill.

New York Health is freedom to choose your health care providers.

There would be no network restrictions. Only patients and their doctors – not insurance companies – make health care decisions.

New York Health is comprehensive coverage.

All New Yorkers would be covered for all medically necessary services, including: primary, preventive, specialists, hospital, mental health, reproductive health care, dental, vision, prescription drug, and medical supply costs – more comprehensive than commercial health plans.

New York Health is paid for fairly.

Today, insurance companies set the same high premiums, deductibles, and co-pays, whether it’s for a CEO or a receptionist, and a big successful company actually pays less than a small new business.

Under New York Health, individuals and employers would not pay premiums, deductibles, and co-pays.

Instead, coverage would be funded through a graduated assessment on payroll and non-payroll taxable income, based on ability to pay. For 98% of New Yorkers, it will be a substantial reduction in what they now spend. Prof. Gerald Friedman, PhD, Chair of UMass Amherst Economics Department, estimates that there would be savings for New Yorkers with incomes up to $400,000, with the biggest share of savings going to middle-class families.

New York Health is less administrative waste, better care, more accountability.

The total cost would be $45 billion less than what we now spend, because we wouldn’t be paying for huge insurance company administrative costs and profits or for the costly time and paperwork health care providers spend for dealing with insurance companies. Health coverage would be accountable to the people of New York, not to insurance company stockholders.

New York Health is job-friendly.

Health care costs are a significant and unpredictable problem for business. These costs as a share of payroll have increased 50% in a decade, with small group rates increasing almost 7% on average in 2014, and New York businesses spend over $2 billion annually just to administer health benefits. The New York Health Act simplifies and reduces costs for employers – large and small – by taking them out of the business of buying health coverage. That would make New York dramatically more job- friendly, especially for small businesses, start-ups, low-margin businesses, local governments and taxpayers, and non-profits.

New York Health is the most affordable way.

Any plan that keeps insurance companies in the picture means wasting close to $50 billion a year. The cost of eliminating financial barriers to health care and providing universal coverage would be more than offset by savings on administration and through negotiated pricing for pharmaceuticals and other services.

The New York State Constitution considers health a human right

ARTICLE XVII — Social Welfare

[Public health]

§3. The protection and promotion of the health of the inhabitants of the state are matters of public concern and provision therefor shall be made by the state and by such of its subdivisions and in such manner, and by such means as the legislature shall from time to time determine. (New. Adopted by Constitutional Convention of 1938 and approved by vote of the people November 8, 1938.)